Based on my creditworthiness...
May. 2nd, 2011 11:51 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
milktree... my APR on my Bank of America credit card is 29.99%
Ha!
So, if I had *bad* credit, the rate would be more like 60%?
I have to assume that "based on your creditworthiness" is there just to make people feel better about outrageous interest rates and not indicative of anything to do with my credit score, because I called my bank recently to ask about a car loan and the loan officer said she'd only seen one other person with a higher credit score.
Ha!
So, if I had *bad* credit, the rate would be more like 60%?
I have to assume that "based on your creditworthiness" is there just to make people feel better about outrageous interest rates and not indicative of anything to do with my credit score, because I called my bank recently to ask about a car loan and the loan officer said she'd only seen one other person with a higher credit score.
